@font-face{font-family:'Bricolage';src:url(../fonts/bricolage-latin-ext.woff2) format('woff2');font-weight:200 800;font-style:normal;font-display:swap;unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Bricolage';src:url(../fonts/bricolage-latin.woff2) format('woff2');font-weight:200 800;font-style:normal;font-display:swap;unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Instrument';src:url(../fonts/instrument-latin-ext.woff2) format('woff2');font-weight:400 700;font-style:normal;font-display:swap;unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Instrument';src:url(../fonts/instrument-latin.woff2) format('woff2');font-weight:400 700;font-style:normal;font-display:swap;unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
/* kaltakquise-adressen.de – "Playbook" · CI: Ink #13151C · Paper #FAF6F0 · Coral #FF5B3A · Navy #1D2654 · Butter #FFE7A0 */
:root{--ink:#13151C;--ink2:#2A2D38;--mute:#5D5A55;--paper:#FAF6F0;--paper2:#F2EBE1;--white:#fff;--coral:#FF5B3A;--coral-d:#D9401F;--coral-l:#FFE3DA;--navy:#1D2654;--butter:#FFE7A0;--mint:#D7F0E3;--line:#E6DDD0;
--fd:'Bricolage','Bricolage Grotesque',ui-sans-serif,system-ui,sans-serif;--ft:'Instrument','Instrument Sans',ui-sans-serif,system-ui,-apple-system,'Segoe UI',sans-serif;
--r:18px;--r-s:12px;--sh:0 1px 2px rgba(19,21,28,.05),0 12px 32px -12px rgba(19,21,28,.18);--w:1240px}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:96px}
body{margin:0;overflow-x:clip;background:var(--paper);color:var(--ink);font:400 18px/1.7 var(--ft);font-feature-settings:"ss01","cv11";-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img,svg{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration-color:var(--coral);text-decoration-thickness:2px;text-underline-offset:3px}
a:hover{color:var(--coral-d)}
:focus-visible{outline:3px solid var(--coral);outline-offset:3px;border-radius:6px}
h1,h2,h3,h4{font-family:var(--fd);font-weight:750;letter-spacing:-.025em;line-height:1.08;margin:0;color:var(--ink);font-variation-settings:"wdth" 92}
.wrap{max-width:var(--w);margin:0 auto;padding:0 28px}
.narrow{max-width:900px}
.skip{position:absolute;left:-999px;top:8px;z-index:100;background:var(--ink);color:#fff;padding:10px 16px;border-radius:8px}.skip:focus{left:12px}
.ic{width:20px;height:20px;flex:none}
.eyebrow{font:600 13px/1 var(--ft);letter-spacing:.14em;text-transform:uppercase;color:var(--coral-d);margin:0 0 16px;display:inline-flex;align-items:center;gap:10px}
.eyebrow::before{content:"";width:22px;height:2px;background:currentColor;border-radius:2px}
.eyebrow.light{color:var(--coral)}
.u{background:linear-gradient(transparent 64%,var(--coral) 64%,var(--coral) 90%,transparent 90%);padding:0 .04em}
/* buttons */
.btn{display:inline-flex;align-items:center;gap:10px;font:600 16px/1 var(--ft);padding:16px 24px;border-radius:999px;background:var(--ink);color:#fff;text-decoration:none;border:1.5px solid var(--ink);transition:transform .2s,background .2s,box-shadow .2s;white-space:nowrap}
.btn:hover{color:#fff;transform:translateY(-1px);box-shadow:0 10px 24px -10px rgba(19,21,28,.5)}
.btn .ic{width:18px;height:18px;transition:transform .2s}.btn:hover .ic{transform:translateX(3px)}
.btn-sm{padding:11px 18px;font-size:15px}
.btn-coral{background:var(--coral);border-color:var(--coral);color:var(--ink)}.btn-coral:hover{background:#ff6d4f;color:var(--ink);box-shadow:0 12px 30px -10px rgba(255,91,58,.7)}
.btn-ghost{background:transparent;color:var(--ink)}.btn-ghost:hover{background:var(--ink);color:#fff}
.btn-ghost-l{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}.btn-ghost-l:hover{background:#fff;color:var(--ink)}
/* progress + header */
.progress{position:fixed;inset:0 0 auto 0;height:3px;z-index:60;pointer-events:none}.progress i{display:block;height:100%;width:0;background:var(--coral);transition:width .1s linear}
.hd{position:sticky;top:0;z-index:50;background:rgba(250,246,240,.86);backdrop-filter:saturate(1.4) blur(14px);-webkit-backdrop-filter:saturate(1.4) blur(14px);border-bottom:1px solid transparent;transition:border-color .2s,background .2s}
.hd.scrolled{border-bottom-color:var(--line)}
.is-home .hd{background:rgba(19,21,28,.82);}.is-home .hd .brand img{filter:none}
.hd-in{display:flex;align-items:center;gap:28px;height:76px}
.brand img{height:30px;width:auto}
.brand .lg-l{display:none}.is-home .brand .lg-l{display:block}.is-home .brand .lg-d{display:none}
.nav{display:flex;gap:4px;margin-left:auto}
.nav a{font:500 15.5px/1 var(--ft);text-decoration:none;padding:10px 14px;border-radius:999px;color:var(--ink2);transition:background .15s}
.nav a:hover{background:var(--paper2);color:var(--ink)}
.nav a[aria-current="page"]{background:var(--ink);color:#fff}
.is-home .nav a{color:#e9e4dc}.is-home .nav a:hover{background:rgba(255,255,255,.1);color:#fff}
.is-home .hd-cta{background:var(--coral);border-color:var(--coral);color:var(--ink)}
.navtoggle{display:none;width:44px;height:44px;border:0;background:transparent;border-radius:12px;cursor:pointer;position:relative}
.navtoggle span{position:absolute;left:11px;right:11px;height:2px;background:var(--ink);border-radius:2px;transition:transform .25s,top .25s}
.navtoggle span:first-child{top:17px}.navtoggle span:last-child{top:25px}
.navtoggle[aria-expanded="true"] span:first-child{top:21px;transform:rotate(45deg)}.navtoggle[aria-expanded="true"] span:last-child{top:21px;transform:rotate(-45deg)}
.is-home .navtoggle span{background:#fff}
/* HOME hero */
.h-hero{background:var(--ink);color:#fff;margin-top:-76px;padding:150px 0 96px;position:relative;overflow:hidden;isolation:isolate}
.h-hero::before{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(820px 520px at 88% 0%,rgba(255,91,58,.28),transparent 70%),radial-gradient(700px 520px at 0% 100%,rgba(29,38,84,.95),transparent 70%)}
.h-hero::after{content:"";position:absolute;inset:0;z-index:-1;opacity:.5;background-image:linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);background-size:56px 56px;mask-image:linear-gradient(180deg,#000,transparent 85%)}
.h-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center}
.h-hero h1{color:#fff;font-size:clamp(48px,6.4vw,92px);font-weight:800;letter-spacing:-.045em;line-height:.95;margin:6px 0 28px}
.h-hero .u{background:linear-gradient(transparent 66%,var(--coral) 66%,var(--coral) 92%,transparent 92%)}
.h-hero .lede{color:#d6d0c6;font-size:20px;line-height:1.6;max-width:600px;margin:0 0 34px}
.h-cta{display:flex;flex-wrap:wrap;gap:12px}
.h-proof{list-style:none;padding:0;margin:34px 0 0;display:flex;flex-wrap:wrap;gap:10px 26px;color:#bdb6ab;font-size:15.5px}
.h-proof li{display:flex;align-items:center;gap:8px}.h-proof .ic{color:var(--coral);width:18px;height:18px}
.h-media{position:relative}
.h-photo{margin:0;border-radius:28px;overflow:hidden;box-shadow:0 40px 80px -30px rgba(0,0,0,.7);transform:rotate(1.2deg);border:6px solid #fff;background:#fff}
.h-photo img{aspect-ratio:4/3.4;object-fit:cover;width:100%}
.h-photo figcaption{display:none}
.chip{position:absolute;display:flex;align-items:center;gap:12px;background:#fff;color:var(--ink);border-radius:16px;padding:14px 18px;box-shadow:var(--sh);font-size:14px;line-height:1.3}
.chip b{display:block;font:700 16px/1.2 var(--fd)}
.chip .ic{width:36px;height:36px;padding:8px;border-radius:10px;background:var(--coral-l);color:var(--coral-d)}
.chip.c1{left:-34px;bottom:46px;transform:rotate(-2deg)}.chip.c2{right:-18px;top:-22px;background:var(--butter)}.chip.c2 .ic{background:#fff;color:var(--ink)}
/* sections */
.sec{padding:88px 0}
.sec+.sec{padding-top:0}
.sec-hd{max-width:720px;margin:0 0 40px}
.sec-hd h2{font-size:clamp(32px,4vw,50px);margin:0 0 14px}
.sec-hd p{color:var(--mute);margin:0;font-size:18.5px}
.sec-ink{background:var(--ink);color:#e9e4dc;padding:96px 0!important;position:relative}
.sec-ink .sec-hd h2,.sec-ink h2,.sec-ink h3{color:#fff}.sec-ink .sec-hd p{color:#b9b2a7}
.sec-ink .sec-hd{margin-top:72px}.sec-ink .sec-hd:first-child{margin-top:0}
.sec-ink .tbl{background:#1C1F29;border-color:#2C303C}.sec-ink table th,.sec-ink table td{border-color:#2C303C;color:#e9e4dc}
.sec-ink thead th{background:#232734;color:#fff}.sec-ink caption{color:#b9b2a7}.sec-ink tr.hl th,.sec-ink tr.hl td{background:rgba(255,91,58,.14)!important;color:#fff}.sec-ink tbody tr:hover td,.sec-ink tbody tr:hover th{background:#232734}.sec-ink .box-steps li{border-color:#2C303C}
.sec-ink a{color:#fff}
.sec-ink .box-steps{background:#1C1F29;border-color:#2C303C;color:#e9e4dc}.sec-ink .box-steps li::before{background:var(--coral);color:var(--ink)}.sec-ink .box-steps strong{color:#fff}
/* tldr */
.box-tldr.big{font-size:20px;padding:40px 44px}
.box-tldr.big .box-t{font-size:14px}
/* chapters list */
.chapters{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.ch{display:grid;grid-template-columns:auto auto 1fr auto;gap:20px;align-items:center;padding:24px 26px;background:#fff;border:1px solid var(--line);border-radius:var(--r);text-decoration:none;transition:transform .2s,box-shadow .2s,border-color .2s}
.ch:hover{transform:translateY(-2px);box-shadow:var(--sh);border-color:transparent;color:inherit}
.ch-n{font:800 15px/1 var(--fd);color:var(--coral-d);letter-spacing:.02em;width:28px}
.ch-ic{width:52px;height:52px;border-radius:14px;background:var(--paper2);display:grid;place-items:center;transition:background .2s}.ch-ic .ic{width:24px;height:24px}
.ch:hover .ch-ic{background:var(--coral);}
.ch-b b{display:block;font:700 21px/1.2 var(--fd);letter-spacing:-.015em;margin-bottom:4px}
.ch-b span{display:block;color:var(--mute);font-size:15px;line-height:1.5}
.ch-go{width:40px;height:40px;border-radius:50%;border:1.5px solid var(--line);display:grid;place-items:center;transition:all .2s}
.ch:hover .ch-go{background:var(--ink);border-color:var(--ink);color:#fff}
.tools{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:40px 0 0}
.tool{display:block;padding:26px;border-radius:var(--r);background:#1C1F29;border:1px solid #2C303C;text-decoration:none;transition:border-color .2s,transform .2s}
.tool:hover{border-color:var(--coral);transform:translateY(-2px);color:#fff}
.tool-k{display:block;font:600 12px/1 var(--ft);letter-spacing:.14em;text-transform:uppercase;color:var(--coral);margin-bottom:14px}
.tool b{display:block;font:700 22px/1.2 var(--fd);color:#fff;margin-bottom:8px}
.tool span:last-child{color:#b9b2a7;font-size:15px;line-height:1.5;display:block}
/* ARTICLE header */
.a-hd{padding:44px 0 56px;background:var(--paper2);border-bottom:1px solid var(--line);position:relative;overflow:hidden}
.a-hd::after{content:"";position:absolute;right:-80px;top:-80px;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle,rgba(255,91,58,.18),transparent 70%)}
.a-hd .wrap{position:relative;z-index:1}
.a-hd h1{font-size:clamp(38px,5.2vw,68px);max-width:980px;margin:14px 0 22px;letter-spacing:-.035em;line-height:1.02}
.a-hd .lede{font-size:20.5px;line-height:1.6;color:var(--ink2);max-width:820px;margin:0 0 26px}
.crumbs ol{list-style:none;margin:0 0 26px;padding:0;display:flex;gap:10px;font-size:14px;color:var(--mute)}
.crumbs li+li::before{content:"/";margin-right:10px;color:#b7ad9f}
.crumbs a{text-decoration:none}.crumbs a:hover{text-decoration:underline}
.chap{display:inline-flex;align-items:center;gap:10px;font:700 13px/1 var(--ft);letter-spacing:.14em;text-transform:uppercase;background:var(--ink);color:#fff;padding:9px 14px;border-radius:999px}
.chap::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--coral)}
.a-meta{display:flex;flex-wrap:wrap;gap:8px 22px;font-size:14.5px;color:var(--mute)}
.a-meta span{display:inline-flex;align-items:center;gap:8px}.a-meta span+span::before{content:"";width:4px;height:4px;border-radius:50%;background:#c2b8a9;margin-right:14px}
.a-meta .ic{width:17px;height:17px}
.a-grid{display:grid;grid-template-columns:250px minmax(0,1fr);gap:72px;padding-top:56px;padding-bottom:96px}
.a-grid.a-legal{grid-template-columns:minmax(0,820px);justify-content:center}.a-legal .rail{display:none}
.rail{position:relative}
.toc{position:sticky;top:104px;max-height:calc(100vh - 130px);overflow:auto;padding-right:6px;scrollbar-width:thin}
.toc-t{font:700 12px/1 var(--ft);letter-spacing:.14em;text-transform:uppercase;color:var(--mute);margin:0 0 16px}
.toc ol{list-style:none;margin:0;padding:0;counter-reset:t;border-left:2px solid var(--line)}
.toc li{counter-increment:t}
.toc a{display:block;padding:8px 0 8px 18px;margin-left:-2px;border-left:2px solid transparent;font-size:14.5px;line-height:1.4;color:var(--mute);text-decoration:none;transition:color .15s,border-color .15s}
.toc a:hover{color:var(--ink)}
.toc a.on{color:var(--ink);border-left-color:var(--coral);font-weight:600}
.toc-progress{height:4px;background:var(--line);border-radius:4px;margin:20px 0 0;overflow:hidden}.toc-progress i{display:block;height:100%;width:0;background:var(--coral)}
/* PROSE */
.prose{min-width:0;max-width:800px}
.prose>*:first-child{margin-top:0}
.prose h2{font-size:clamp(28px,3vw,38px);margin:72px 0 20px;padding-top:8px}
.prose h3{font-size:23px;margin:40px 0 12px;letter-spacing:-.015em}
.prose p,.prose ul,.prose ol{margin:0 0 20px}
.prose ul,.prose ol{padding-left:1.25em}
.prose li{margin:6px 0}.prose li::marker{color:var(--coral-d);font-weight:700}
.prose strong{font-weight:650;color:var(--ink)}
.prose em{font-style:italic;color:var(--ink2)}
.prose a{font-weight:500}
sup.src{font-size:.62em;line-height:0;margin-left:2px;vertical-align:super}
sup.src a{display:inline-block;text-decoration:none;font:700 10.5px/1 var(--ft);padding:3px 5px;border-radius:5px;background:var(--paper2);color:var(--ink2);border:1px solid var(--line);margin-left:1px}
sup.src a:hover{background:var(--coral);color:var(--ink);border-color:var(--coral)}
.photo{margin:0 0 40px}
.a-photo img{width:100%;border-radius:22px;aspect-ratio:16/9;object-fit:cover;box-shadow:var(--sh)}
.photo figcaption{font-size:14px;color:var(--mute);margin-top:12px;padding-left:14px;border-left:3px solid var(--coral)}
/* BOXES */
.box{position:relative;margin:32px 0;padding:28px 30px;border-radius:var(--r);background:#fff;border:1px solid var(--line);font-size:17px;line-height:1.65}
.box>*:last-child{margin-bottom:0}
.box p{margin:0 0 12px}
.box ul,.box ol{margin:0 0 12px}
.box-t{font:700 12.5px/1 var(--ft)!important;letter-spacing:.14em;text-transform:uppercase;margin:0 0 16px!important;display:flex;align-items:center;gap:10px;color:var(--ink2)}
.box-t::before{content:"";width:26px;height:26px;border-radius:8px;flex:none;background:var(--paper2) center/16px no-repeat}
.box-tldr{background:var(--ink);color:#ece6dc;border:0;padding:32px 36px;box-shadow:0 30px 60px -30px rgba(19,21,28,.6)}
.box-tldr strong{color:#fff}.box-tldr a{color:#fff}.box-tldr .box-t{color:var(--coral)}
.box-tldr .box-t::before{background-color:var(--coral);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2313151C' stroke-width='2.4' stroke-linecap='round'%3E%3Cpath d='M5 7h14M5 12h10M5 17h7'/%3E%3C/svg%3E")}
.box-tldr sup.src a{background:#2a2d38;color:#e9e4dc;border-color:#3a3e4b}
.box-def{background:linear-gradient(135deg,#fff,#fff 60%,var(--paper2));border-left:5px solid var(--navy)}
.box-def .box-t{text-transform:none;letter-spacing:0;font:700 20px/1.2 var(--fd)!important;color:var(--ink);gap:12px}
.box-def .box-t::before{display:none}
.box-k{font:700 11px/1 var(--ft);letter-spacing:.14em;text-transform:uppercase;background:var(--navy);color:#fff;padding:6px 9px;border-radius:6px}
dfn{font-style:normal}
.box-tip{background:var(--mint);border-color:#bfe3cf}
.box-tip .box-t::before{background-color:#fff;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231a7a4c' stroke-width='2.2' stroke-linecap='round'%3E%3Cpath d='M9 18h6M10 21h4M12 3a6 6 0 0 0-3.5 10.9V16h7v-2.1A6 6 0 0 0 12 3Z'/%3E%3C/svg%3E")}
.box-warn{background:#FFF1EC;border-color:#FFCDBE}
.box-warn .box-t{color:var(--coral-d)}
.box-warn .box-t::before{background-color:#fff;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23D9401F' stroke-width='2.2' stroke-linecap='round'%3E%3Cpath d='M12 3 2 20h20L12 3Zm0 6v5m0 3v.01'/%3E%3C/svg%3E")}
.box-note,.box-law{background:var(--paper2);border-style:dashed;border-color:#d5c9b7}
.box-note .box-t::before{background-color:#fff;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2313151C' stroke-width='2.2' stroke-linecap='round'%3E%3Ccircle cx='12' cy='12' r='9'/%3E%3Cpath d='M12 11v6M12 7.5v.01'/%3E%3C/svg%3E")}
.box-example{background:#fff;border:1px solid var(--line);box-shadow:var(--sh)}
.box-example .box-t::before{background-color:var(--butter);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2313151C' stroke-width='2.2' stroke-linecap='round'%3E%3Cpath d='M4 5h16v14H4zM8 9h8M8 13h5'/%3E%3C/svg%3E")}
.box-calc{background:var(--butter);border-color:#f2d57a;font-variant-numeric:tabular-nums}
.box-calc p{padding:9px 0;margin:0;border-bottom:1px dashed rgba(19,21,28,.16)}.box-calc p:last-child{border:0}
.box-calc .box-t{border:0!important;padding:0!important}
.box-calc .box-t::before{background-color:#fff;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2313151C' stroke-width='2.2' stroke-linecap='round'%3E%3Crect x='5' y='3' width='14' height='18' rx='2'/%3E%3Cpath d='M8 7h8M8 11h2M12 11h2M16 11v6M8 15h2M12 15h2'/%3E%3C/svg%3E")}
.box-check{background:#fff;border:1.5px solid var(--ink)}
.box-check ul{list-style:none;padding:0}
.box-check li{position:relative;padding:10px 0 10px 40px;border-bottom:1px solid var(--line);margin:0}.box-check li:last-child{border:0}
.box-check li::before{content:"";position:absolute;left:0;top:11px;width:24px;height:24px;border-radius:7px;border:2px solid var(--ink);background:#fff center/14px no-repeat url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23D9401F' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m5 12 5 5 9-10'/%3E%3C/svg%3E")}
.box-check .box-t::before{background-color:var(--ink);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23FF5B3A' stroke-width='2.6' stroke-linecap='round'%3E%3Cpath d='m5 12 4 4 10-10'/%3E%3C/svg%3E")}
.box-steps{background:#fff;padding:12px 30px}
.box-steps ol{list-style:none;padding:0;margin:0;counter-reset:s}
.box-steps li{counter-increment:s;position:relative;padding:20px 0 20px 64px;border-bottom:1px solid var(--line);margin:0}
.box-steps li:last-child{border:0}
.box-steps li::before{content:counter(s);position:absolute;left:0;top:18px;width:42px;height:42px;border-radius:12px;background:var(--ink);color:#fff;font:800 18px/42px var(--fd);text-align:center}
.box-steps li strong{display:block;font:700 19px/1.3 var(--fd);margin-bottom:2px}
.box-template{background:#1A1D26;color:#e9e4dc;border:0;font:400 16.5px/1.7 var(--ft);padding:26px 30px 24px}
.box-template .box-t{color:#fff;text-transform:none;letter-spacing:0;font:700 18px/1.3 var(--fd)!important;padding-right:110px}
.box-template .box-t::before{background-color:var(--coral);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2313151C' stroke-width='2.2' stroke-linecap='round'%3E%3Cpath d='M7 3h8l4 4v14H7a2 2 0 0 1-2-2V5a2 2 0 0 1 2-2Z'/%3E%3Cpath d='M15 3v4h4M9 12h6M9 16h6'/%3E%3C/svg%3E")}
.box-template p{margin:0 0 12px}
.box-template strong{color:#fff}
.copy-btn{position:absolute;top:22px;right:22px;font:600 13px/1 var(--ft);padding:9px 13px;border-radius:999px;border:1px solid #3a3e4b;background:#232734;color:#fff;cursor:pointer;display:inline-flex;gap:7px;align-items:center}
.copy-btn:hover{background:var(--coral);border-color:var(--coral);color:var(--ink)}.copy-btn.ok{background:#2f8a5b;border-color:#2f8a5b}
.box-verdict{background:var(--navy);color:#e3e6f5;border:0;padding:32px 34px}
.box-verdict .box-t{color:var(--butter)}.box-verdict strong{color:#fff}
.box-verdict .box-t::before{background-color:var(--butter);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231D2654' stroke-width='2.2' stroke-linecap='round'%3E%3Cpath d='m12 3 2.6 5.6 6 .7-4.5 4.1 1.2 6L12 16.5 6.7 19.4l1.2-6L3.4 9.3l6-.7L12 3Z'/%3E%3C/svg%3E")}
.box-verdict ul{list-style:none;padding:0}.box-verdict li{padding-left:30px;position:relative}.box-verdict li::before{content:"✓";position:absolute;left:0;color:var(--butter);font-weight:800}
/* TABLES */
.tbl{margin:32px 0;overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:#fff;-webkit-overflow-scrolling:touch}
table{border-collapse:collapse;width:100%;font-size:15.5px;line-height:1.5;font-variant-numeric:tabular-nums}
caption{caption-side:top;text-align:left;padding:18px 20px 14px;font:700 15.5px/1.35 var(--fd);color:var(--ink);border-bottom:1px solid var(--line)}
thead th{background:var(--paper2);font:700 12.5px/1.3 var(--ft);letter-spacing:.06em;text-transform:uppercase;color:var(--ink2);text-align:left;padding:13px 16px;white-space:nowrap}
td,tbody th{padding:13px 16px;border-top:1px solid var(--line);vertical-align:top;text-align:left}
tbody th{font-weight:650;color:var(--ink)}
tbody tr:hover td,tbody tr:hover th{background:#FDFBF7}
tr.hl th,tr.hl td{background:var(--coral-l)!important}
tr.hl th{position:relative;box-shadow:inset 4px 0 0 var(--coral)}
td.num,th.right{text-align:right}td.c,th.center{text-align:center}
.tbl a{font-weight:600}
/* grid/cards */
.grid-2,.grid-3{display:grid;gap:14px;margin:28px 0}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;font-size:16px;line-height:1.6;transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:var(--sh);transform:translateY(-2px)}
.card p{margin:0}.card-t{font:700 19px/1.25 var(--fd)!important;margin:0 0 10px!important;letter-spacing:-.01em;display:flex;gap:10px;align-items:baseline}
.card-t::before{content:"";width:10px;height:10px;border-radius:3px;background:var(--coral);flex:none;transform:translateY(-2px)}
/* CTA band */
.cta-band{margin:64px 0;border-radius:28px;background:var(--ink);color:#d6d0c6;padding:44px;display:grid;grid-template-columns:1.25fr 1fr;gap:40px;position:relative;overflow:hidden;isolation:isolate}
.cta-band::before{content:"";position:absolute;z-index:-1;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(255,91,58,.35),transparent 68%)}
.cta-band .cta-h{font:800 32px/1.08 var(--fd);letter-spacing:-.03em;color:#fff;margin:0 0 14px}
.cta-band p{margin:0 0 22px;font-size:16.5px}
.cta-row{display:flex;flex-wrap:wrap;gap:10px}
.cta-facts{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:10px;align-content:center}
.cta-facts li{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:16px;padding:18px}
.cta-facts b{display:block;font:800 30px/1 var(--fd);color:var(--coral);letter-spacing:-.03em;margin-bottom:8px}
.cta-facts span{font-size:13.5px;line-height:1.4;display:block;color:#bdb6ab}
.cta-note{grid-column:1/-1;margin:0!important;font-size:13.5px!important;color:#9f988d;border-top:1px solid rgba(255,255,255,.1);padding-top:16px}
.cta-band sup.src a{background:#2a2d38;color:#e9e4dc;border-color:#3a3e4b}
/* calculator */
.calc-tool{margin:32px 0;border-radius:24px;background:var(--navy);color:#fff;padding:30px;display:grid;grid-template-columns:1.2fr 1fr;gap:28px}
.calc-in{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.calc-in label{display:flex;flex-direction:column;justify-content:space-between;gap:7px;font-size:13.5px;color:#c9cde6;font-weight:500}
.calc-in input{font:600 17px/1 var(--ft);color:var(--ink);background:#fff;border:2px solid transparent;border-radius:12px;padding:12px 14px;width:100%;font-variant-numeric:tabular-nums}
.calc-in input:focus{outline:0;border-color:var(--coral)}
.calc-out{display:grid;grid-template-columns:1fr 1fr;gap:10px;align-content:start}
.calc-out div{background:rgba(255,255,255,.07);border-radius:14px;padding:14px 16px}
.calc-out div.hl{background:var(--coral);color:var(--ink)}
.calc-out span{display:block;font-size:12.5px;letter-spacing:.06em;text-transform:uppercase;opacity:.8;margin-bottom:6px}
.calc-out output{font:800 24px/1.1 var(--fd);font-variant-numeric:tabular-nums;letter-spacing:-.02em}
.calc-note{grid-column:1/-1;margin:0!important;font-size:13.5px;color:#c9cde6}
.calc-note sup.src a{background:#2b3570;color:#fff;border-color:#3b4688}
/* FAQ */
.faq{margin:72px 0 0}
.faq h2{font-size:clamp(28px,3vw,38px);margin:0 0 22px}
.faq details{border-top:1px solid var(--line);padding:0}
.faq details:last-of-type{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:20px;align-items:center;padding:22px 0;font:700 19px/1.35 var(--fd);letter-spacing:-.01em}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex:none;width:34px;height:34px;border-radius:50%;border:1.5px solid var(--line);background:center/14px no-repeat url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2313151C' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M12 5v14M5 12h14'/%3E%3C/svg%3E");transition:transform .25s,background-color .2s}
.faq details[open] summary::after{transform:rotate(45deg);background-color:var(--coral);border-color:var(--coral)}
.faq-a{padding:0 54px 22px 0;color:var(--ink2);font-size:17px}.faq-a p{margin:0}
/* sources, author, related */
.sources{margin:64px 0 0;padding:28px 30px;background:var(--paper2);border-radius:var(--r)}
.sources h2{font:700 13px/1 var(--ft)!important;letter-spacing:.14em;text-transform:uppercase;margin:0 0 16px!important;color:var(--mute)}
.sources ol{list-style:none;margin:0;padding:0;font-size:14.5px;line-height:1.5}
.sources li{display:grid;grid-template-columns:44px 1fr;gap:8px;padding:9px 0;border-top:1px solid var(--line)}
.sources li:target{background:var(--coral-l);border-radius:8px}
.sid{font:700 12px/1.9 var(--ft);color:var(--coral-d)}
.sources em{color:var(--mute);font-style:normal}
.sources a{word-break:break-word}
.author{display:flex;gap:20px;align-items:flex-start;margin:36px 0 0;padding:26px 28px;border:1px solid var(--line);border-radius:var(--r);background:#fff;font-size:15px;line-height:1.6;color:var(--ink2)}
.author-av{flex:none;width:58px;height:58px;border-radius:16px;background:var(--ink);color:var(--coral);display:grid;place-items:center;font:800 22px/1 var(--fd);letter-spacing:-.04em}
.author-n{font:700 18px/1.2 var(--fd)!important;color:var(--ink);margin:2px 0 6px!important}
.author p{margin:0}
.related{margin:64px 0 0}
.related-t{font:700 13px/1 var(--ft);letter-spacing:.14em;text-transform:uppercase;color:var(--mute);margin:0 0 16px}
.related>div{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.related a{display:flex;flex-direction:column;gap:8px;padding:22px;border-radius:var(--r);background:#fff;border:1px solid var(--line);text-decoration:none;transition:all .2s}
.related a:hover{border-color:var(--ink);transform:translateY(-2px);color:inherit}
.related .k{font:700 11.5px/1 var(--ft);letter-spacing:.12em;text-transform:uppercase;color:var(--coral-d)}
.related b{font:700 17px/1.3 var(--fd);letter-spacing:-.01em}
.related .d{font-size:13.5px;color:var(--mute);line-height:1.5}
/* legal */
.kv{display:grid;grid-template-columns:220px 1fr;gap:0;margin:24px 0 36px;border-top:1px solid var(--line);font-size:16.5px}
.kv dt,.kv dd{padding:13px 0;border-bottom:1px solid var(--line);margin:0}.kv dt{font-weight:650;color:var(--mute)}
/* footer */
.ft{background:var(--ink);color:#b9b2a7;padding:80px 0 34px;font-size:15px}
.ft-top{display:grid;grid-template-columns:1.6fr repeat(3,1fr);gap:48px;padding-bottom:48px;border-bottom:1px solid #2a2d38}
.ft-about img{height:30px;width:auto;margin-bottom:20px}
.ft-about p{max-width:380px;margin:0;line-height:1.65}
.ft-h{font:700 12.5px/1 var(--ft);letter-spacing:.14em;text-transform:uppercase;color:#fff;margin:6px 0 18px}
.ft ul{list-style:none;margin:0;padding:0}.ft li{margin:0 0 10px}
.ft a{text-decoration:none;color:#d6d0c6}.ft a:hover{color:var(--coral)}
.ft-bot{display:flex;justify-content:space-between;align-items:center;gap:20px;padding-top:28px;flex-wrap:wrap}
.ft-bot p{margin:0;font-size:14px}
.op-badge img{width:232px;height:40px}
/* 404 */
.e404{padding:100px 28px 120px;text-align:left}
.e404 .big{font:800 clamp(120px,20vw,240px)/.85 var(--fd);letter-spacing:-.06em;color:var(--coral);margin:0 0 10px}
.e404 h1{font-size:clamp(36px,5vw,60px);margin:0 0 18px}
.e404 .lede{font-size:20px;color:var(--mute);margin:0 0 30px}
/* responsive */
@media (max-width:1100px){.a-grid{grid-template-columns:minmax(0,1fr);gap:0}.rail{display:none}.prose{max-width:820px;width:100%;margin:0 auto}.tools{grid-template-columns:repeat(2,1fr)}.ft-top{grid-template-columns:1fr 1fr}.h-grid{grid-template-columns:minmax(0,1fr);gap:56px}.h-media{max-width:680px}}
@media (max-width:900px){
 .nav{position:fixed;inset:76px 0 auto 0;flex-direction:column;gap:0;background:var(--paper);padding:12px 20px 24px;border-bottom:1px solid var(--line);box-shadow:0 20px 40px -20px rgba(0,0,0,.3);transform:translateY(-8px);opacity:0;visibility:hidden;transition:all .2s}
 .nav.open{transform:none;opacity:1;visibility:visible}
 .nav a{padding:14px 12px;font-size:17px;border-radius:12px}
 .is-home .nav{background:var(--ink)}
 .navtoggle{display:block;margin-left:auto}.hd-cta{display:none}
 .chapters{grid-template-columns:1fr}.cta-band{grid-template-columns:1fr;padding:32px 26px}.calc-tool{grid-template-columns:1fr}
 .related>div{grid-template-columns:1fr}.grid-3{grid-template-columns:1fr}
}
@media (max-width:640px){
 body{font-size:17px}.wrap{padding:0 20px}
 .hd-in{height:66px}.nav{inset:66px 0 auto 0}.brand img{height:25px}
 .h-hero{margin-top:-66px;padding:112px 0 72px}.h-hero .lede{font-size:18px}
 .chip.c1{left:10px;bottom:-22px}.chip.c2{right:10px;top:-18px}
 .sec{padding:64px 0}.sec-ink{padding:64px 0!important}
 .grid-2{grid-template-columns:1fr}.tools{grid-template-columns:1fr}
 .ch{grid-template-columns:auto 1fr auto;padding:18px;gap:14px}.ch-n{display:none}.ch-ic{width:44px;height:44px}.ch-b b{font-size:18px}
 .box{padding:22px 20px;margin:26px -4px}.box-tldr.big{padding:28px 22px;font-size:18px}
 .box-steps{padding:6px 20px}.box-steps li{padding-left:56px}
 .box-template .box-t{padding-right:0;padding-top:34px}.copy-btn{top:16px;right:16px}
 .calc-in,.calc-out{grid-template-columns:1fr 1fr}.calc-tool{padding:22px}
 .cta-facts{grid-template-columns:1fr 1fr}.cta-band .cta-h{font-size:26px}
 .a-hd{padding:28px 0 40px}.a-hd .lede{font-size:18px}.a-grid{padding-top:36px}
 .ft-top{grid-template-columns:1fr;gap:32px}.kv{grid-template-columns:1fr}.kv dt{border:0;padding-bottom:0}
 .faq-a{padding-right:0}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
@media print{.hd,.ft,.rail,.cta-band,.progress,.copy-btn{display:none!important}body{background:#fff}.a-grid{display:block}}
.box-example p:has(>strong:first-child){margin:0;padding:10px 0;border-bottom:1px solid var(--line)}.box-example p:has(>strong:first-child):last-child{border:0}